Maximise Your Take-Home Pay — Free Tax Optimization Review
Find out the most tax-efficient way to pay yourself (and save £1,000s legally).
Are You Paying Yourself the Tax-Smart Way?
Many limited company directors and small business owners don't realize they could be keeping significantly more of their income simply by optimizing their salary/dividend mix. The difference between a basic approach and a tax-optimized structure can easily be £2,000–£5,000 annually—and it's completely legal.
The challenge is that tax rules change frequently, and what worked five years ago may not be optimal today. Personal allowances, dividend allowances, and corporation tax rates all impact the best strategy. Our expertise helps you navigate this complexity and unlock maximum take-home pay.
Tax Optimization Strategies for Business Owners
Salary vs Dividends: What's the Right Mix in 2025?
With the dividend allowance reduced and National Insurance changes, the optimal salary/dividend split has shifted. For 2025/26, most directors should take a small salary (around £12,570 to qualify for state pension credits) and the remainder as dividends to minimize combined tax and National Insurance.
However, your specific circumstances matter—extra income, pension contributions, and other factors affect the ideal split. We calculate your personalized optimal mix.
Find your optimal mix →Sole Trader vs Limited Company — Which Saves You More Tax?
The choice between sole trader and limited company structure has tax implications that change as your income grows. Generally, limited companies become more tax-efficient above £50,000 annual profits due to corporation tax rates vs income tax rates.
But it's not always straightforward. Administrative costs, IR35 considerations, and future plans matter too. We help you weigh the pros and cons for your specific situation.
See which structure saves you more →Common Director Expenses You Might Be Missing
Limited company directors often miss legitimate expense claims that reduce their corporation tax. Common areas include: home office (if exclusively business use), professional subscriptions, training courses, equipment, business insurance, and even certain travel costs.
Your Free "Profit Optimization Blueprint"
Personal Tax Efficiency Audit
We review your current structure and identify optimization opportunities
Salary/Dividend Plan
We calculate your optimal salary vs dividend split to maximize take-home pay
1-Page Summary
We provide a clear, one-page blueprint you can follow immediately
Why File Easy Accountancy for Tax Optimization?
Legal & Compliant
Every recommendation is fully HMRC-compliant
Proven Results
Thousands of clients have maximized their take-home pay
Personalized
Calculations tailored to your exact income and circumstances
Frequently Asked Questions
Frequently Asked Questions
Stop Overpaying Tax. Start Maximizing Take-Home Pay.
Get your personalized Profit Optimization Blueprint today. Free 30-minute review.
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